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For insurers, mutuals and brokers

The claims portal for insurers and brokers.

Portfolio, adjusters and case files on one platform built for claims handlers. Your team coordinates every community claim without email chains or parallel spreadsheets.

  • Traceable case files
  • Your own adjuster network
  • Password-free access
The problem

Coordinating claims by email and spreadsheet no longer scales.

The four problems we hear most from those who insure residential communities.

Uncoordinated adjusters

Nobody knows who's free, who has the file or when they'll visit.

Parallel spreadsheets

Versions scattered across folders and inboxes.

Lost context

What matters gets lost in email chains between handler, adjuster and managing agent.

No portfolio view

How many open, which are stuck, how much approved: nobody knows in time.

For your claims team

Inbox, case file and adjuster network.

Claims inbox

The whole portfolio on one screen.

Each handler sees their own files and managers see the whole team. Filter by status, community, assigned adjuster, surveyed amount and age, and search by claim or policy number.

  • Alerts for files with no activity
  • Saved views per person
  • Export to Excel and CSV
Case file with timeline

Who did what and when, without piecing it together from emails.

Creation, adjuster assignment, visit, survey report, contractor quote, approval, works and closure. Each milestone with its date, author and documents, on a timeline that cannot be edited.

  • Report, photos, quotes, invoices and policies inside the file
  • Conversation between handler, adjuster and managing agent
  • Approve, reject or request changes to a quote in one click
  • Surveyed amount vs quote, side by side
Adjuster network

Your adjuster network, managed as an asset.

Each insurer runs its own network with negotiated rates, exclusivity, favourites and ratings. Exclusive adjusters only work for you; shared ones also work with other insurers.

  • Rates per hour, per trip and per claim type
  • Available adjusters within a radius of the claim
  • Rating after each closure, favourites first
  • Each adjuster's workload, at a glance
Adjuster marketplace

When your network falls short, the marketplace has your back.

Adjusters outside your network by specialty, area or urgency, with availability and contact details. Your handler always makes the assignment.

By specialty

Water damage, fire, theft, structural or civil liability.

By area

Adjusters within a radius of the affected building.

Availability

Green, amber or red: who can go tomorrow and who is overloaded.

Aggregated ratings

Scores from the insurers that have worked with each adjuster.

Exclusive to my network

Exclusive contract with you: works only for your company.

Independent freelancer

Not tied to any insurer.

Also with other insurers

Useful for volume, though their schedule is shared.

Exclusive to another insurer

You can see them, but their exclusivity contract rules out assignment.

No sign-up for adjusters

Adjusters open the case file without creating an account.

You assign the adjuster

From your network or the marketplace, in one click.

They get an email

With the claim's context and a unique, expiring access link.

One click and they're in

No passwords, no forms: they see the file's photos and details.

Report and close

Uploads photos, writes the report and sets the surveyed amount. Your team gets it instantly.

See how adjusters work in the portal

Analytics

The metrics your claims committee reviews.

Open files, average resolution time, approval rate and surveyed vs approved amounts, live.

Load per adjuster

Active files per person, to spot overload or under-use.

First-time approval

How many quotes are approved without changes: a survey-quality indicator.

Surveyed vs approved

The aggregated gap between surveyed and paid amounts, to spot bias.

Average time to close

Days from opening to closure, by line, community and handler.

Team

Three roles, distinct permissions.

Each team member sees and does exactly what their role requires. The admin configures the account, the manager coordinates the team and each handler runs their own inbox.

  • Admin: team, rates, exclusivity and the whole portfolio
  • Manager: reassigns files and approves larger amounts
  • Handler: opens files, assigns adjusters and approves up to their limit
Policy portfolio

Your insured communities, in a single view.

Every community with an active policy appears with its claims history, frequency and aggregated amount, so you can spot risk concentration before it becomes a problem.

  • Claims history per community
  • Frequency and aggregated amount
  • Risk concentration at a glance
Regulatory notice · RDL 3/2020

FixrOS is technology infrastructure, not an insurance distributor.

Distribution, advice and claims handling are carried out only by the insurers, mutuals and brokers registered with the DGSFP that use FixrOS as a technical channel. FixrOS does not place policies or earn commission on premiums.

Document management

Of the case file and its documents.

Technical channel

For communication between regulated professionals.

Event log

Traceability of everything that happens in the file.

No advice

Neither on insurance contracts nor to the insured.

No comparing or contracting

Does not propose products or conclude insurance contracts.

No policyholder contact

Does not communicate with policyholders, insureds or beneficiaries.

FAQ

Questions from insurers and brokers

Do my adjusters need to sign up?

No. When assigned they get an email with a unique, expiring access link and go straight into the case file, without passwords.

Can I work with adjusters outside my network?

Yes. The marketplace shows adjusters by specialty, area and availability, with their affiliation clearly marked. Your team always makes the assignment.

Can I export the portfolio for committee or month-end?

Yes. The filtered inbox exports to Excel or CSV in one click, and each case file's timeline is available for audit.

Can brokers use it too?

Yes. They register as already-authorised intermediaries, open claims on behalf of their communities and follow each file with the insurer.

Does FixrOS act as an insurance intermediary?

No. FixrOS provides software services only. Regulated activity is carried out by the companies and brokers registered with the DGSFP that use it as a technical channel.

Request a demo of the Claims Portal.

In 30 minutes we'll show you the portfolio, an open case file, the adjuster network and the marketplace.

One operating system. 6 apps.